Jake
22-03-07, 16:20
Most insurance companies seem to only want to insure you if you have a crew of three so you can stand watches when offshore. Both my boats are only insured third party, and the ferro job was a nightmare to get cover for at all. (Scary story about one being hit by lightning and literally blowing all it's cement off. Went down like a stone - well, it would - and the crew had to swim a mile ashore. Was some time ago, though, and boat was marginal anyway.)
Just wondered how others have faired with insurance, especially for long trips alone (or short handed) and if any companies have been sympathetic or not.
For the record, Pod (Corribee) is insured with GJW for single-handing, but cover only seems to extend for the usual cruising areas, although I am covered for night sailing. Pantanieus have covered the breeze block (about the ony company that will touch it) but again cover is pretty slim once you really use the thing offshore. Incidentally, there's a ruddy great copper grounding plate going in, connected to the mast.
Suggestions welcome in this litigious age of ours!
Just wondered how others have faired with insurance, especially for long trips alone (or short handed) and if any companies have been sympathetic or not.
For the record, Pod (Corribee) is insured with GJW for single-handing, but cover only seems to extend for the usual cruising areas, although I am covered for night sailing. Pantanieus have covered the breeze block (about the ony company that will touch it) but again cover is pretty slim once you really use the thing offshore. Incidentally, there's a ruddy great copper grounding plate going in, connected to the mast.
Suggestions welcome in this litigious age of ours!