Debs and I havetravelled all over the world, both 1st and 3rd wotld countries. We've never took travellers cheques etc, we only tookour hole in the wall cards. Draw Ł200 of local currency as and when you need it, We actually foundmore hole in the walls inPeru than in NZ. This means you get the best axchane rates at the time and your not carrying loads of cash, which makes you a target for crims

PS i do realise not everywhere has hole in the wall facility, but careful planning and forethought.