We left the UK at the ages of 48 and 54. We both resigned from well paid jobs. With no pension until at least 60 we've relied on income from renting a flat and a house in London.

Strangely, although our annual income is tiny compared to what it was, we don't feel badly off. No business clothes costs, cheap fuel costs, no poll tax, no commuting costs, no road tax, no car costs, minimal electricity and gas costs, food cheaper, booze cheaper etc etc. And above all nobody telling us what to do and charging us ever more tax for the privilege of doing so.