Planned to do at at age 51 due to happy coincidence ( can't spell serendipixxx) of mortgage being paid up and daughter leaving university in the same year. Sadly due to daughter taking too long at university and Gordon's regular raids on pension funds I'm still working.

But, in 6 days time at the age of 53 and 364 days (or is it 365 as it's a leap year), the end of full time employment arrives and the start of 'retirement' begins. I won't be entirely without work as I'm going to skipper my boat on charters out in the BVI. I don't think that will feel like work though.