Really interesting reading. I am truly amazed that so many people plan for retirement at such an early age. I have been so busy with keeping a roof over my head and raising kids I've barely given it a thought.

Until recently. I've toyed with the idea of renting house and sailing off to somewhere warm and living on a combination of the rental income, my microscopic pension, the state pension - when it kicks in - my paltry savings and whatever I might earn by doing odd jobs.

I don't think it's the low income that's holding me back. By what's been said by others in this thread it seems my instincts are correct and you can survive on very little. What's holding me back is the balls to actually do it, and the concern that I really wouldn't want to do it on my own.

It seems from reading the thread that most liveaboards do so as partnerships.