No, of course not! I hope you noticed a 'tongue in cheek' comment here. But it has a serious side; You are the standard, most people wait until they reach retirement age of 65 before they set off. What I just wanted to point out is that there might be a lot of opportunities for you to set off earlier and that everybody who has done that are blissfully happy that they did.

For me personally: I think it is a better idea that I ride the oceans of the world now that I am in my early fifties than when I get into my seventies. Then I would probably rather sit in a nice a garden in the south of France..... or would I still cross the oceans, who knows? In this way I know I have already done it and can stop if I wish to. It is a lot harder to start up something new when you are getting older, lets be honest about that.