You can pay the bills for both of mine, if it will make you feel better !!

to be serious, I have two big issues with this thread. Firstly, its a bit depressing reading everybody elses plan. I keep saying I will work for another 10 years, but Ive been saying the very same thing for about 5 years on the trot! Never been very frugal or thrifty, always worked on the 'enjoy it while you can' theory, so still have a significant mortgage to be paid off.

Bigger issue is that we have actually come to the conclusion we dont want to live aboard. Its a bit like taking a job in sailing, like a YM INtructor for example - sailing ceases to be a hobby. Living aboard seems to involve carting so much clutter around the world, it becomes difficult to just pop out for a weekend which I find so enjoyable nowadays.

Finally, friends who had spent 5 years aboard in the WI had to be medi-vacced back to the UK - followed by boat on a ship 9 months later. Fortunately they retained a property the could move back to, .... selling up and sailing off would be just that bit too risky, for me.