About 5% at the moment!!!!

Purchased price 61k. Bits add on purchase 8K = 69K Value of boat. 1991 37ft Westerly Typhoon. We looked for a boat that we could afford to sail, not what we could afford to buy. So far all going to plan.

In the last 6 years sailed UK-MED-Caribbean. We do most of the work overself. Replaced the old raymarine bits in the 4 yr selling them on ebay which put 400 pounds towards the newstuff.

The figures below are for all cost less mooring and yard. This year in the caribbean will spent 200 ish pounds on moorings. Yard 5 months 750 pounds.

1 YR = 2108 3%
2 YR = 3308 4.7%
3 YR = 3112 4.5%
4 YR = 4178 6.5%
5 YR= 3433 4.97%
6 YR = 3500? 5.07%

We have a budget of 4k per year. At the moment we have 4361 pounds over from the last six years sitting in the BLOODY HELL HOW MUCH, account. I am sure at some point this will be spent on a big item that needs replacing.

This does not take into account the drop in value of the boat each year.

David and Emma
s/y fiveflipflops