Pantaenius have no min crew limits. But they are the best insurance company. I can say that as we've had two major claims (one very expensive mast fracture and one even more expensive claim for being rammed while on a visitors mooring (boat left unattended, new toe rails, gel repairs etc))

I have been with them for years now with my current yacht but they won't quote on certain types. When i approached them for a quote for a Prima 38 i was looking into they said no. Funnily enough though they could offer me cover on X362-Sport.