lumphammer
regular
Reged: 21/08/2003
Posts: 153
Loc: Chichester
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So only two and a half months to go and I thought I would ask my insurance company what cover if any they could give me for the JC 08. Unsurprisingly the answer was a predictable - none!
I would have liked at least 3rd party for the Azores, but they couldn't do that either.
Has anyone successfully got any insurance? If not, what are your opinions on going with none (which is what I intend to do)?
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Nicki_Crutchfield
regular
Reged: 07/03/2005
Posts: 400
Loc: North Devon
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Pantaenius are not the cheapest, but I have always been with them as they do pretty much what you ask them to. Very fast payers also which is a bonus. I can heartily recommend them.
Nicki
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Jake_K
PBO features editor
Reged: 20/07/2001
Posts: 186
Loc: Poole, Dorset UK
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Hi Lumphammer
At the 2007 ExCel show, I asked Joe Field of Navigators and General (part of the Zurich group) if he would consider a special third-party policy for the Jesters. He's still saying 'Eeeerm...' but it might be worth another approach. The company sponsor a river race on the Broads, which looks like it should breed several claims!
Third party risk should be fairly low, as the only things we are likely to hit will probably do much more damage to us than we do to them. The only exception, of course, is fishing gear, and other competitors/Arc contestants. (Bet I ram a Halberg...)
As an aside, my ferro boat was uninsurable (no survey, uncertain parentage) but Pantanieus offered me third party on it, which wasn't too crippling. They also have a system whereby they automatically re-insure you when the policy lapses, and then chase you for payment!
This saves you sailing around uninsured when you forget it's due.
Maybe they would like to do a one-off premium for Jester? I'll ask...
A bit like classic bikes, Jester needs a compassionate insurer on side!
I'll keep you posted on any special race deals, as GJW don't cover me for the trip either...yet.
I wonder if Joe has stopped saying 'Eeerm' yet. At least he's been across Biscay on a small yacht in a storm.
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lumphammer
regular
Reged: 21/08/2003
Posts: 153
Loc: Chichester
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I spoke to Pantaenius and got the following response: -
"Having submitted the details of your proposal to our underwriters, I regret to advise you that they have declined to offer a quotation for insurance based on the Pantaenius Yacht Scheme. We unfortunately do not specialise in your type of vessel."
I will try Navigators and General, has anyone any experience of the RYA scheme through Bishop & Skinner?
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Nicki_Crutchfield
regular
Reged: 07/03/2005
Posts: 400
Loc: North Devon
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Hi again,
Did Pantaenius give you a reason for declining? I only ask as they have a policy of not insuring boats over the age of 30 years. However, they have insured 2 of my boats over that age, one which was built in 1965 and the other in 1974. It was done as a special underwriting, but they did it. it may be something they do for existing customers I'm not sure. Is your boat over 30 years old? they have also just quoted me for my Achilles 24 which I think was made in about 1970 odd as it is number 40.
I'm not sure, but I think they offered 2006 JC insurance. Forgive me if I am wrong in this respect.
I'm only plugging them because, once insured, they really are very geared to the sailor and you can add and subtract geographical areas as you need them. There are obviously costs incurred in this.
I hope you find someone who will insure you.
Cheers,
Nicki
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nickrj
regular
Reged: 21/07/2006
Posts: 337
Loc: Caribbean, heading to New York
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Pantaenius insured my 1972 Contessa 26 last year - I couldn't afford to keep the policy up (even though it was 3rd party and very affordable).
If you just want 3rd party, why bother? Just be careful in the marina - You're certainly not going to damage anyone out at sea...
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My Blog, singlehanded from Europe to Australia http://www.bigoceans.com
Low cost environmentally conscious web hosting http://www.serversaurus.com
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lumphammer
regular
Reged: 21/08/2003
Posts: 153
Loc: Chichester
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No they didn't specify why they didn't specialise in my sort of boat. It was built in 1981 so the 30 year limit shouldn't apply. I assume it is either because it doesn't fit within one of their accepted manufacturers, or it is the single handed element.
Their on-line quote system allows you to select from their database of boats, unfortunately the Achilles 840 isn't in there.
Nickrj: I expect that that will be my policy, I will just try not to get damaged until I get back to the Brest to Elbe sea area 
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savageseadog
regular
Reged: 19/06/2005
Posts: 4278
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Pantaenius have no min crew limits. But they are the best insurance company. I can say that as we've had two major claims (one very expensive mast fracture and one even more expensive claim for being rammed while on a visitors mooring (boat left unattended, new toe rails, gel repairs etc))
I have been with them for years now with my current yacht but they won't quote on certain types. When i approached them for a quote for a Prima 38 i was looking into they said no. Funnily enough though they could offer me cover on X362-Sport.
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If I'd wanted to live in a Banana Republic I'd have gone to South America.
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sterenn
regular
Reged: 15/03/2007
Posts: 180
Loc: Paris France
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Bonjour
I confirm that Pantaenius had a special offer for the (GB) JC06.
I know that some of us (GB) are there.
I don't know if they have been approached "collectivelly" as for the JAC08.
Eric
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Pourquoi faire simple quand on peut faire complique ?
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Nicki_Crutchfield
regular
Reged: 07/03/2005
Posts: 400
Loc: North Devon
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Ah. Thanks Eric. I thought that was the case.
Nicki
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