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SlowlyButSurely
regular


Reged: 04/07/2003
Posts: 357
Loc: Solent
Re: Insurance and Surveys [Re: hisw]
      #1859668 - 15/05/2008 12:15

I've had this problem in the past too.

These days I always explain to the surveyor that the survey is for insurance purposes only and that if he feels like giving any superfluous "recommendations" they must go in a separate document, not in the survay report itself. Otherwise he doesn't get paid.


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dombuckley
regular


Reged: 11/04/2005
Posts: 148
Loc: Norfolk
Re: Insurance and Surveys [Re: SlowlyButSurely]
      #1861208 - 16/05/2008 13:48

Not quite sure about this: I'm pretty certain that you can't withhold payment just because you didn't like what he wrote.

The surveyor is bound by guidelines that the Report should be a fair and accurate appraisal of the vessel as seen. If you were buying a boat, and he didn't report a defect that he'd found, you would quite rightly hang him out to dry. As this is an insurance survey, if you instruct him not to include known defects in the report, the insurance company could hold both you and the surveyor to account for misrepresenting the condition (and thereby the value) of the vessel.

By all means ask the surveyor to list those items which do not impact on the immediate safety and integrity of the vessel as "Advisory Notes" (which many surveyors do anyway for exactly the reasons given above), but I would strongly caution against any coercion over the content of the report.


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Heras_Master
regular


Reged: 17/09/2007
Posts: 308
Loc: Lossiemouth
Re: Insurance and Surveys [Re: dombuckley]
      #1861572 - 16/05/2008 18:20


Dont do as I do ....do what I say! You should see the standard of his boat. Even I would say "not fit to go to sea" yet he was out sailing last weekend!!!!

--------------------
I'm happy to be free as the wind as the wind is tax free, so far.


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john_morris_uk
regular


Reged: 03/07/2002
Posts: 3631
Loc: Plymouth UK
Re: Insurance and Surveys [Re: hisw]
      #1861923 - 17/05/2008 08:05

Can you give us some ideas as to what 'defects' the insurance company is suggesting be put right?

Whenever we've bought a boat, we have done the work suggested in the survey, kept the receipts and told the insurance company its been done. They have then issued the policy without question.

--------------------
“When you discover that you are riding a dead horse,
the best strategy is to dismount.”


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