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Allan
regular


Reged: 17/03/2004
Posts: 1254
Loc: Bristol
Budget, again.
      #1860472 - 15/05/2008 21:50

I know budget has been discussed on here at length and normally ends with "depends on lifestyle" etc. I am interested to hear if anyone has done anything similar to my idea. Unlike others on here I would like to start by sailing the Welsh, south west Scottish, Irish and south west English coasts. I would like to spend a lot of the time at anchor and in more out of way harbours. I plan to buy a suitable boat and I am happy live on little money. Any comments gratefully received.
Allan

--------------------
I now have my dream yacht.


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roly_voya
regular


Reged: 05/02/2004
Posts: 1049
Loc: Pembrokeshire Wales
Re: Budget, again. [Re: Allan]
      #1860581 - 15/05/2008 22:50

You will need quite a sophisticated boat if you are going to be happy spending UK winters on board.
Must haves - Hot water, high capacity dry heater, really good electrics and lighting designed to cope with demands of long winter nights. Lots of good warm cloathing so you will be comfortable outdoors in all waethers. Somewhere to put coats and wellies without them dripping below - ether enclosed wheelhouse or full cockpit tent. Legs/twin keel ability to dry alongside or up a creek is a must.
Even the best equiped boat is not going to do much in Nov/Dec, its not so much the temp as the darkness so you need to find somewhere snug and secure to hole up. Creeks/mud berths etc are exellent for wintering but sometimes take a bit of finding. Alternative is to get well up one of the biger rivers oronto a section of canal. Might be worth considering hopping accross to S.Brittany for 3 moths if you can. From Feb onwards there is some glorious sailing. I did try it but found that because I work full time it wasnt practicable to spend winter onboard unless in a marina but the boat was quite basic then. Even with the boat finished I think I would find it tough if I had to go to work, rowing ashore every morning in the dark when its freezing and blowing takes perseverence. If I didnt have to work reckon it would be practical because you have a much wider choice of spots.

As far as budget goes I tend to go with the Pardys formula of about 60% of what you spend on the bank. The previso in the uk is that marina fees have become so high that getting stuck for even a few weeks in the wrong place could blow the budget for a year. Unless you are ruthless about not using them marina fees will probably be you biggest singe expense, even just dropping in once per week for fuel & water + shower & laundry could set you bacl £1500-£3000pa depending on area. Food and boat maintainace are probably the other main areas at about the same level.

On boat size I think you tend to want a little more space for higher lats because you spend more time below and need more cloaths. Length O/A is a poor guide and the only reason so much attention is paid to it is because it controls berthing charges, boat prices tend to go on wt not length amd lenth W/L x Beam is a more reliable assessment of space. I would want a min of about 6T, 26ft waterline, 10ft beam. Bilge keels are fine but should have metal shoes fitted to the bottem and you need to check that the design was intended to regulary take the ground because a lot arn't. Cat is also a posibility and dont rule out long keel + legs. Quite easy to ues once you get the hang of it and the strongets design + very good leaning on a wall.

I have been based at milfor haven for the last few years and before that was in Morcombe bay. I lived abourd in UK for about 3 years but the last 2 have been back on the bank due to work/family & refitting. Intend setting off again next year heading for N spain this time. PM me if you have specific questions


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Troutbridge
regular


Reged: 19/03/2007
Posts: 333
Loc: Cruising, mon, cruising
Re: Budget, again. [Re: roly_voya]
      #1860894 - 16/05/2008 09:39

I've lived onboard in a marina in the Channel Isles whilst working. The winters can be really tough, even with decent heating, shore power TV etc etc. Don't forget the laundry 'problem' during the winter months. Another thing to consider is power requirements, long dark nights! Solar won't be much good so you're looking at wind and/or a generator of some sort. I don't know your age, what you regard as little money or your ability to disregard being uncomfortable, but boats in the higher latitudes can get very damp, very cold and thus very uncomfortable. A smaller boat is easier to keep warm and dry, but what about 'cabin fever'? A lot to consider, much of which depends on age/budget/expectations, but if you start with the premise you need to be warm, dry and secure at anchor in pretty 'iffy' weather then you won't go far wrong. Speaking of the Pardeys, don't forget they always seemed to have jobs in various places to top up their funds.

--------------------
Some see the glass as half full, some see it as half empty. I see it as too damn small.
http:/blog.mailasail.com/troutbridge


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Jock89
regular


Reged: 02/12/2006
Posts: 125
Re: Budget, again. [Re: Allan]
      #1860945 - 16/05/2008 10:14

Allen, when I retire & my cruising life begins in earnest I will be doing exactly the same thing, with pretty much the same objectives as yourself. I'm currently fitting my boat out accordingly WRT Eberspacher heating/220aHr Lifeline (x4) batt's, wind-charging etc.
I can't wait for my boat to be finished, so I can be independent from Marinas for months at a time if I so wish.

I have a Nicholson 38-not a bilge-keeler I know-but having been in love with the Golden Hind 31' bilge-keeler for several years...I almost bought one. Very affordable, (even more so in the USA) well known sea-keeping qualities, & can get in just about anywhere, & have an enthusiastic owners group. Over 6'-2" head-room too, a big plus for me.!
Only reason I backed away from the GH was the smaller tankage & storage space for long-distance cruising.

roly' & trouts' posts sum it all up very well.!
Jeff

Edited by Jock89 (16/05/2008 10:20)


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mike_bryon
regular


Reged: 07/01/2004
Posts: 199
Loc: venice
Re: Budget, again. [Re: Allan]
      #1861244 - 16/05/2008 14:18

We spent three winters living aboard in the UK and have so far completed one in Venice where we now live and where the winter is even colder (but shorter). I would agree that a cockpit tent is a big help and we would not want to do without our drip feed oil heating with radiators (a Kabola). A dehumidifier makes life a lot better too. Without it condensation is a major pain. We knew people who kept nice and warm with their diesel cooker which heated their boat as well as cooking their food.

I would suggest investigating the price of marinas in winter. Many have a winter deal which is far more reasonable than the rest of the year. We found that the less popular marinas did deals on their list price and were happy for us to live aboard. In winter we found the ability to walk ashore essential and took every advantage of the showers, laundry etc and I suggest if it is at all possible then it is well worth budgeting for. if it allows you to heat with electricity rather than oil then you should recover some of the extra cost.

Best wishes with your plans.


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Allan
regular


Reged: 17/03/2004
Posts: 1254
Loc: Bristol
Re: Budget, again. [Re: mike_bryon]
      #1861385 - 16/05/2008 15:57

Many thanks for all of your replies, they are all interesting to me. If I get my finger out over the next year I would ready to leave around this time next year. I may be able to arrange some work with one of my present employers but would prefer to live on just the income from my house. It will produce, at todays rates, around £1000 per month. Realisticly I would need to be able to survive on £800 a month, allowing for times with empty rooms etc. I would see income from work as a bonus. How does this sound as a budget?
Allan

--------------------
I now have my dream yacht.


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mollyoxford
regular


Reged: 17/04/2008
Posts: 78
Re: Budget, again. [Re: Allan]
      #1861463 - 16/05/2008 16:58

Best of luck and let us know how you get on.

I am currently planning on going off sometime next year, also on rent (bit less that you mention, but have a partner to share the load).

By conicidence I am also trying to work out what heating to fit - I want something simple and non-electricity-drawing. had Eberspracher on previous boat - great but pricey and complex.

Looking at Taylors/Sigmar/Refleks paraffin/diesel heaters, as the boat is a gaff cutter wthe Taylors cooker, seems more in character. Prices still scary and can't summon anything up 2nd hand.

Got a 20yr old "worst of both worlds" paraffin blown air job that came with the boat (not installed) that I really don't want to refit as I'll lose a whole locker....


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mogy
regular


Reged: 08/05/2003
Posts: 1523
Loc: SPAIN,Galicia
Re: Budget, again. [Re: mollyoxford]
      #1861499 - 16/05/2008 17:27

You should read "THE TWO HUNDRED POUND MILLIONAIRE" BY Weston Martye ?

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Tranona
regular


Reged: 10/11/2007
Posts: 1548
Re: Budget, again. [Re: mogy]
      #1861529 - 16/05/2008 17:48

Or Annie Hill Voyaging on a Small Income (inspired by Weston Martyr). OK if you spend most of your time at sea, like living off beans and know how to use a pressure cooker!

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JamesFrance
regular


Reged: 24/10/2006
Posts: 321
Loc: Carcassonne & Sant Carles
Re: Budget, again. [Re: Allan]
      #1861600 - 16/05/2008 18:47

Quite a few have mentioned UK winters, which are far from ideal for boat life.

When we lived on a narrowboat around Britain, we also had a motorhome and spent the winters in Spain. That was a good combination and kept the interest going.

--------------------
James



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