**DONOTDELETE**
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We're having trouble finding someone to insure us! We're going away round the Med for a year, we have both recently completed our ICC and VHF course, have only that experience of cruising, hope to buy a Broom 12m - we just need medical insurance for 365 days continuous round Europe - but my broker can't find anything cos (a) we have little experience and (b) most say a maximum of 90 days out of country. Can anyone recommend anyone? Much appreciated.
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chrisc
regular
Reged: 11/07/2001
Posts: 761
Loc: SWEDEN and working again UGH.....
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you are a victim of the UK insurance market .they think the world stops at Dover.
try contacting some european insurance companies most cover the EU ,
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Abaker
regular
Reged: 16/01/2002
Posts: 122
Loc: Port-Cergy/Toronto
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In Cost Conscious Cruiser, published 1999, Lin & Larry Pardey list a Danish and a UK insurer as possibliities:
International Health Insurance Danmark A/C
8 Delagegade
1261 Copenhagen, Denmark
Tel: 45-3315-3099, Fax: 45-3332-2560
Health Care Group - Private Patient Plan
International Insurance Dept
Phillips House, Crescent Road
Tonbridge, Kent, TN1 1BJ, UK
Tel: 44-1892-512345, Fax: 44-1892-51514
We haven't tried them yet, but may need to do so this year. Has anyone had experience with either of these?
Alan
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david_e
regular
Reged: 01/10/2001
Posts: 2006
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You should be able to buy an International Policy from one of the following; PPP, BUPA, Norwich Union, Royal Sun Alliance. It will most likely exclude pre-existing conditions but should give good cover up to a specified limit, depending upon how much you pay.
Assuming yours isn't, have you tried a specialist medical insurance broker?
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Englander
regular
Reged: 07/09/2001
Posts: 14314
Loc: Barcelona/Bollyolics
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IHI Denmark, $3400 for a year, full health cover up to $1.5 million anywhere, posibly cheaper if you take out USA.
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tony_brighton
regular
Reged: 16/05/2001
Posts: 804
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and thats cheap?
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Englander
regular
Reged: 07/09/2001
Posts: 14314
Loc: Barcelona/Bollyolics
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No! Just answering a question!
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MedMan
regular
Reged: 24/02/2002
Posts: 683
Loc: Mediterranean
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Try max@yachtmasteruk.co.uk. He specialises in extended Travel Insurance for Yachtsmen. I haven't used him yet but he is currently getting some answers to a long list of questions I sent him.
David
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Paulka
regular
Reged: 13/09/2002
Posts: 244
Loc: Palma de Mallorca
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For professional reasons, I have my own private insurance at IHI (http://www.ihi.dk/ihiwww.nsf/all/frontpage).
They offer many possibilities, among which complements to NHS, etc.
Have a look at their site.
I had very good experiences with them, at an affordable price, given my rather special status.
The price I pay is for worldwide coverage, health and accident.
No surprise supplement for ... say USA, or "dangerous" activities, sports, etc.
Whatever happens, if I end up at an Hospital, they will pay .... their contractual part, which you can adapt to your needs.
Of course, the price will vary according to the existing conditions (your age, antecedants, etc.) ... as usual.
Anyway, the best is to stay healthy!
... Even if you paid the insurance.
Paul
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Englander
regular
Reged: 07/09/2001
Posts: 14314
Loc: Barcelona/Bollyolics
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My costing was for treatment ouside the UK, but I'm sure you could get a much cheaper policy that would allow, the stabilise and transport home scenario, thats not what I would want, to arrive home and join the NHS waiting list! So I have full private medical care, in whatever country I'm in, unless of course I WANT to go to UK, then I'm a private patient there aswell.
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