Perhaps this reflects that the truly 'practical' aspect has largely disappeared from magazines?
Boats ARE sinking all over the place. It's the insurers who know what, where, and how often, sufficient to do any sort of analysis. And it IS the insurance wallahs who first flagged this up as a matter of growing concern. 'Hunch' isn't an actuary's job-skill....
It may be found that boats rather older than 5 years mostly have through-hull fittings of normal bronze, and it is only new-builds ( or where 'el cheapo' replacements have been fitted ) that are faced with this problem.
I guess it will be a matter between each individual boat owner and his/her insurer, along the lines of 'demonstrate that your u/w fittings are made of approved materials from the following list by provision of a surveyor's or boatbuilder's report, or have the following Exclusions apply to your policy - Sinking from the following causes....'
Thats a good point, insurers almost always insist on rigging being replace after so many years, next maybe they will insist on skin fittings being replaced.
I've just done a 'survey'. The boat I'm 'fettling' has 14 - yes, 14 - holes in the hull BTWL which could cause me grief.
And that's a little 'un, with nothing untoward on board.
Stern tube/cutless bearing
Anode bolts x 2
Cockpit drain x 2
Engine raw water intake
Sea toilet x 2
B&G sounder x 2
That's a lot of potential trubl....
Here's some 'edited commentary' from some of the fallout, FWIW:
Er, don't hold your breath....I know that 'SI' agreements don't come about overnight. Delegates to the various committees of the ISO and their deliberations report back to and consult with their sponsoring bodies - in this case, most probably, the British Marine Federation and the DTI. This issue was known and understood before you or I got wind of it. Certainly, the insurers - as a trade group - were aware of the implications last year.
....What is more concerning is the silence from your own professional body, the YBDSA. I can appreciate why no individual insurance broker or surveyor would want to put his head above the parapet, preferring to leave that to someone else, and you have done this community a signal service by your own actions in this regard.
Might I suggest that a joint statement of 'best practice' between your professional body and the main insurers active in the UK leisure boating market - published by your favourite sailing mag - might do much to repair the damage to reputation....?
Last edited by Lady Campanula; 13-05-11 at 21:40.
April 28, 2017
April 27, 2017
April 27, 2017