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Thread: GJW Direct

  1. #41
    Hazymoonshine's Avatar
    Hazymoonshine is offline Registered User
    Location : Farnham, Hampshire
    Join Date
    Feb 2005
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    126

    Default Another fan of GJW

    I have been insured with GJW with my three boats. Excellent service and always wondered what they would be like in the event of claim.....unfortunately now I know, and they are excellent, first class.

    Repair work and payment of the claim was handled remarkably swiftly and they made the whole process as painless as possible.

    Really nice people to deal with, either by phone or email too.

    Best wishes

    H

  2. #42
    CliveG's Avatar
    CliveG is offline Registered User
    Location : Cambridge UK
    Join Date
    Oct 2001
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    2,350

    Default

    I was insured with GJW for the 1st few years of my ownership of Sirenia, My Evo 25

    When I managed to sink her they paid out the sum I asked for without any difficulty.
    We had her back on the water the following year again insured with GJW.

    Come the renewal the following year they wanted over 400.
    Yachtline wanted 260 for the same cover (I had made them fully aware of the claim).
    I phoned GJW to ask them to reconsider their quote as I wanted to stay with them but not at that cost.
    The reply was "we need to recover the cost of your claim so the best we can do is 390"
    I am now insured with YachtLine.

    I would happily go back to GJW if the price was right.
    Dyslexia ruels k.o.

  3. #43
    Join Date
    Sep 2002
    Posts
    391

    Default

    I used GJW for a number of years but never had a claim which is the true test for any insurance company. Last year I decided to look around for competitive quotes instead of just auto renewing. I discovered I could get the same cover elsewhere for over 100 less! When i challenged GJW on this they claimed the market was volatile and offered to match the quote. I was not impressed at all, the insurance market is not that volatile and it left me with the impression i had been overcharged, probably for quite a few years. My insurance has just come up for renewal and again I went for a few quotes before I renewed.

    My advice is to shop around annually, it is surprising how much money you can save, but do be sure you are getting like for like cover in the proposals.
    Work is for people who don't go sailing
    yacht-antrice.blogspot.co.uk

  4. #44
    binch is offline Registered User
    Location : gradually diminishing with age. Now Europe
    Join Date
    Jul 2008
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    585

    Default Yacht Insurance

    Claim experience matters far more than the premium.
    If you're wrecked, you do not want to have to haggle.

  5. #45
    Join Date
    Sep 2003
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    14,484

    Default

    Quote Originally Posted by binch View Post
    Claim experience matters far more than the premium.
    If you're wrecked, you do not want to have to haggle.
    +1
    www.guapa.pn
    Everybody lies; but it doesn't matter because no-one listens.

  6. #46
    Join Date
    Sep 2002
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    391

    Wink

    Quote Originally Posted by binch View Post
    Claim experience matters far more than the premium.
    If you're wrecked, you do not want to have to haggle.
    +1
    Work is for people who don't go sailing
    yacht-antrice.blogspot.co.uk

  7. #47
    Join Date
    Oct 2001
    Posts
    2,814

    Default

    Well I don't want GJW getting a big head, but have been insured with them for a few years and so far, very helpful and friendly service.

  8. #48
    Join Date
    Aug 2002
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    5,011

    Default

    Quote Originally Posted by CliveG View Post
    I was insured with GJW for the 1st few years of my ownership of Sirenia, My Evo 25

    When I managed to sink her they paid out the sum I asked for without any difficulty.
    We had her back on the water the following year again insured with GJW.

    Come the renewal the following year they wanted over 400.
    Yachtline wanted 260 for the same cover (I had made them fully aware of the claim).
    I phoned GJW to ask them to reconsider their quote as I wanted to stay with them but not at that cost.
    The reply was "we need to recover the cost of your claim so the best we can do is 390"
    I am now insured with YachtLine.

    I would happily go back to GJW if the price was right.
    Let's hope Yachtline are as helpful at your next sinking (god forbid), but if not you've saved 130 anyway.

  9. #49
    CliveG's Avatar
    CliveG is offline Registered User
    Location : Cambridge UK
    Join Date
    Oct 2001
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    2,350

    Default

    Quote Originally Posted by Stork_III View Post
    Let's hope Yachtline are as helpful at your next sinking (god forbid), but if not you've saved 130 anyway.

    YachtLine are part of Pantaenius who have a good reputation so hopefully I would be o.k. if the worst happened.
    Dyslexia ruels k.o.

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