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  1. #11
    Join Date
    Dec 2001
    Location
    Grenoble
    Posts
    32,073

    Default

    Many years ago I insured through a broker and to cut a long story short found out that he had not in fact taken out the policy with a well known company that he claimed to in the end that company honoured my insurance ( I did not have a claim) and they gave me a further 12 months insurance for 6 months of premiums. I firmly believe that you get what you pay for in this game and penny pinching gets you nowt literally.

  2. #12
    Join Date
    Nov 2011
    Location
    Ipswich, Suffolk, UK and on boat in France
    Posts
    37

    Default

    I have been with Bishop Skinner for 12 years who are RYA approved. They are knowledgable, easy to deal with and have a good reputation on claims.
    IMHO it's better not to go cheap on hull and contents insurance.
    😃

  3. #13
    Join Date
    Feb 2019
    Posts
    3

    Default Re: Fraudulent Insurance Be Careful

    Quote Originally Posted by Sailorsnook View Post
    I've been living aboard my old Dutch cutter ketch Francesca since 2003 and have travelled extensively. A few years ago I wanted to go to The Black Sea and my existing insurer was reticent. A Kiwi sailor I met recommended his insurance company as being flexible and accommodating although he admitted he'd never had to claim.

    Anyhow I switched to Edward William marine Services and have been loyal to them since.

    I arrived back in Gallions Point Marina London in October 2012. In May 2013 I renewed my insurance with Edward William Marine Services, but before doing so e-mailed them to explain I was not living full time on the boat at present and detailing what contents cover I needed. I specified both the amount of cover I wanted and the kinds of items on board to be covered.

    When the schedule came through it showed Euro 5000 of contents cover rather than UKŁ5000, but it showed equipment/other which I understood to be the items I'd advised ie computers and cameras etc.

    On 27th June I found I'd been comprehensively burgled, they took everything of value, even my new shoes, they crow-barred the clock and barometer from the cabin wall, they really went to town. the whole thing

    I made an honest claim to Edward William, who didn't query the amount they just rejected the whole thing out of hand.

    I contacted the Ombudsman, but despite having an office in Great Yarmouth the company is not regulated here! I then got on to The Financial Conduct Authority and found them listed as a firm to avoid - but who would know to look there. It appears to be a scam insurance company and I have reported the fraud to The National Fraud Reporting Centre (effectively the UK Police), Paypal, who I paid the premium with, and the Spanish Ombudsman.

    I don't really expect to see a return, but i would like to warn others and hopefully see them closed down. Please note the3 company name Edward William Marine Services - the policies claim to be from Northernreef Insurance so watch out. If anyone has experience of dealing with scams like this I'd love to hear from you. A friend did tell me there's a regular on this forum going by the name JFM who may be able to help??

    Cheers Malcolm Snook
    Dear Malcolm

    I am preparing to sue Edward William Marine and Northern Reef Insurance Company for failing to provide a proper insurance policy and failing to comply with the terms of the policy they claim they issued. I saw this post and wondered if you would be prepared to allow me to see the correspondence from your case as part of my claim may be that they are operating a system in breach of Spanish and EU law designed to prevent claims.

    I am a Barrister and a Judge.

    Yours Sincerely,

    Peter Telford

  4. #14
    Join Date
    Feb 2009
    Location
    Greece (Aegean)
    Posts
    2,776

    Default Re: Fraudulent Insurance Be Careful

    Quote Originally Posted by petertelford View Post
    Dear Malcolm

    I am preparing to sue Edward William Marine and Northern Reef Insurance Company for failing to provide a proper insurance policy and failing to comply with the terms of the policy they claim they issued. I saw this post and wondered if you would be prepared to allow me to see the correspondence from your case as part of my claim may be that they are operating a system in breach of Spanish and EU law designed to prevent claims.

    I am a Barrister and a Judge.

    Yours Sincerely,

    Peter Telford

    Peter,

    SailorSnook joined in 2009 and only ever posted twice (2009 and 2013). I suppose he might be due to post again sometime soon.

    It would be worth sending him a PM by clicking on his name above the initial message and choosing Private Message. You might find that this triggers an email notification to his own email and could be quicker than waiting for him to spot your post.

    I see that his name was Malcolm Snook and he did have a web-site (www.sailorsnook.com). Unfortunately, that appears to be defunct and may be a dead end. I think that the website was in use up to March 2016 and is no longer registered. I don't think that the site held much detailed information.

    I did note that there was an icon relating to "Land Sea Sky World Peace Foundation" and I see that there's a Malcolm Snook on Twitter (Author, pacifist and sailor). It would be worth using Twitter as an other avenue.

    Sorry I can't be of more help.
    Last edited by Mistroma; 20-02-19 at 14:01.

  5. #15
    Join Date
    Jun 2018
    Location
    In the Euro zone, not Poundland.
    Posts
    4,648

    Default Re: Fraudulent Insurance Be Careful


  6. #16
    Join Date
    Jan 2004
    Location
    Med
    Posts
    6,244

    Default Re: Fraudulent Insurance Be Careful

    Quote Originally Posted by One A. View Post
    Just goes to show there no hinding once you posted something on the net .
    Warning forumite dyslexia near by
    www.bluewatersailorcroatia.webs.com

  7. #17
    Join Date
    Feb 2009
    Location
    Greece (Aegean)
    Posts
    2,776

    Default Re: Fraudulent Insurance Be Careful

    Quote Originally Posted by One A. View Post
    Looks like the same guy I spotted on Twitter earlier (https://twitter.com/sailorsnook?lang=en). Shouldn't be hard to contact him, I just hope that he did hold on to old documentation relating to his claim.

  8. #18
    Join Date
    Aug 2016
    Posts
    5

    Default Re: Fraudulent Insurance Be Careful

    Dear Peter.

    I am yet another victim of these people, facing huge clean-up costs after my boat sunk in Holland after they just refused to pay out of hand. Just spent the day (Feb 20th) with my lawyers - think it might be worth our while to communicate

  9. #19
    Join Date
    Jun 2018
    Location
    In the Euro zone, not Poundland.
    Posts
    4,648

    Default Re: Fraudulent Insurance Be Careful

    Quote Originally Posted by Mistroma View Post
    Looks like the same guy I spotted on Twitter earlier (https://twitter.com/sailorsnook?lang=en). Shouldn't be hard to contact him, I just hope that he did hold on to old documentation relating to his claim.
    The dreadful Web site is still active.

  10. #20
    Join Date
    Feb 2019
    Posts
    3

    Default Re: Fraudulent Insurance Be Careful

    Yes. 07812192832. Or 01752872123 Peter Telford.

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