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  1. #61
    Join Date
    Apr 2018
    Location
    Mooring, Faro
    Posts
    1,570

    Default Re: Alcohol and boating

    Quote Originally Posted by Old Harry View Post
    I do not believe an ins co can leave anybody without ins.
    Say one was driving dangerously rather than intoxicated does that invalidate any ins cover, NO
    I was once told by a copper that unlike most insurance policies, motor vehicle also covers whilst breaking the law. I suggest you read your boat policy and see just how many get-outs it contains, you may be surprised.
    Last edited by Graham376; 04-09-19 at 15:30. Reason: additional txt

  2. #62
    Join Date
    Apr 2018
    Location
    Mooring, Faro
    Posts
    1,570

    Default Re: Alcohol and boating

    Quote Originally Posted by DFL1010 View Post
    Out of interest, what if you are hit by another boat and it's their fault, but they've been drinking and are now uninsured? Do you then have to claim off your insurance, losing no-claims? Reliant on the other person being able to pay out of their pocket? Something else?
    I'm no lawyer but AFAIK you could either claim against your own fully comp insurance or, take civil action against the other party and your insurers may take that route themselves if the amount were worthwhile recovering.

    I was hit by a passenger ferry running on forged insurance documents a few years ago. Civil action needs costly lawyers here and can take years so my insurers paid out and no loss of ncb because I was on home mooring.

  3. #63
    Join Date
    Sep 2012
    Location
    Northern Ireland
    Posts
    563

    Default Re: Alcohol and boating

    I was under the impression that to hold a skippers ticket you need rum. Who knew, we learn something new every day.

  4. #64
    Join Date
    Jul 2007
    Location
    Sailing the Aegean
    Posts
    838

    Default Re: Alcohol and boating

    Quote Originally Posted by skipper681 View Post
    I was under the impression that to hold a skippers ticket you need rum. Who knew, we learn something new every day.
    I've read much about drink being bad for me . . . . . . . so I've stopped reading !!

  5. #65
    Join Date
    Dec 2016
    Posts
    41

    Default Re: Alcohol and boating

    Surprised nobody has posted the obligatory

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