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  1. #1
    Join Date
    Mar 2016
    Posts
    926

    Default Boat insurance struggle

    Hi
    Just wondering if anyone has a lead on a boat insurance company that will insure my boat for less than the cost of the moon.
    It seems that when stating the boats capable speed, only one or two insurers will touch it and at a sillly price.
    If I lower the speed on a search it becomes reasonable.
    I donít want to lie about it, even if I rarely take the boat to silly speeds.
    Anyone recommend an insurer with performance boats in mind.
    Thanks

  2. #2
    Join Date
    Oct 2016
    Location
    UK
    Posts
    635

    Default Re: Boat insurance struggle

    Quote Originally Posted by QBhoy View Post
    Hi
    Just wondering if anyone has a lead on a boat insurance company that will insure my boat for less than the cost of the moon.
    It seems that when stating the boats capable speed, only one or two insurers will touch it and at a sillly price.
    If I lower the speed on a search it becomes reasonable.
    I donít want to lie about it, even if I rarely take the boat to silly speeds.
    Anyone recommend an insurer with performance boats in mind.
    Thanks
    What boat do you have and what are the prices you class as silly ? This would give a better idea of what others can advise based on their insurance.

  3. #3
    Join Date
    Mar 2016
    Posts
    926

    Default Re: Boat insurance struggle

    Hi
    Thanks for replying.
    Itís power boat and for legal reasons (haha) May or May not be knocking on the door of the UK motorway speed limit.

    Thanks.

  4. #4
    Join Date
    Nov 2001
    Location
    Medway
    Posts
    19,376

    Default Re: Boat insurance struggle

    Quote Originally Posted by Boat2016 View Post
    What boat do you have and what are the prices you class as silly ? This would give a better idea of what others can advise based on their insurance.
    Compared to car insurance, boat insurance seems very competitive indeed.
    If you wish to keep premiums down to a minimum you will need to go on line.
    Brokers have to make a profit.
    Quoted two prices from the exactly same insurance company, the first and more expensive from a broker,the second and cheaper direct via internet.
    The difference was probably brokers commission.Downside of dealing directly is you will have to handle any claim yourself.
    Have made two claims in the past and both of the insurance companies involved paid up promptly and without fuss,both incidents were my fault.
    Insurance companies were Craftinsure and SAGA.

  5. #5
    Join Date
    Mar 2016
    Posts
    926

    Default Re: Boat insurance struggle

    Thanks oldgit. Appreciated.

  6. #6
    Join Date
    Apr 2011
    Location
    Boat- SoF
    Posts
    4,752

    Default Re: Boat insurance struggle

    Try Coleman’s based in Poole .As well as Sunseeker they offer boat ins for all mobos .
    Thinking the Suny XS range does 70 knots too .
    Some Itama and Pershing knock on the door of 45 / 50 knots as do a few triple arnie sunys .So Coleman’s do fast boats .

  7. #7
    Join Date
    Mar 2016
    Posts
    926

    Default Re: Boat insurance struggle

    Quote Originally Posted by Portofino View Post
    Try Coleman’s based in Poole .As well as Sunseeker they offer boat ins for all mobos .
    Thinking the Suny XS range does 70 knots too .
    Some Itama and Pershing knock on the door of 45 / 50 knots as do a few triple arnie sunys .So Coleman’s do fast boats .
    Perfect portifino. Iíll give them a ring Monday.
    Thanks.

  8. #8
    Join Date
    Dec 2005
    Location
    Live London
    Posts
    3,447

    Default Re: Boat insurance struggle

    Quote Originally Posted by QBhoy View Post
    Hi
    Thanks for replying.
    Itís power boat and for legal reasons (haha) May or May not be knocking on the door of the UK motorway speed limit.

    Thanks.
    A make and model will be far more useful for people to help you

  9. #9
    Join Date
    May 2015
    Posts
    17

    Default Re: Boat insurance struggle

    I had this, a number of brokers I tried wouldn’t insure anything that can go above 50knots, Alan Thomas http://www.alan-thomas-marine.co.uk no problems at all

  10. #10
    Join Date
    Nov 2006
    Location
    essex
    Posts
    7,793

    Default Re: Boat insurance struggle

    Try Y yacht insurance, many here use them.

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