Results 1 to 8 of 8
  1. #1
    Join Date
    Mar 2014
    Location
    Ipswich
    Posts
    105

    Default Fastnet - Crew Insurance

    I am crewing for the Fastnet. I am not usually a racer so I dont have ongoing racing insurance. I was wondering whether insurance was necessary as if we are mostly in UK water any serious medical stuff would probably involved being winched off to the NHS. But in Irish waters, with possibly unclear EHIC arrangements by then, maybe I should get cover and if so who would you recommend?

  2. #2
    Join Date
    Mar 2004
    Posts
    10,125

    Default Re: Fastnet - Crew Insurance

    Quote Originally Posted by Rosie1963 View Post
    I am crewing for the Fastnet. I am not usually a racer so I dont have ongoing racing insurance. I was wondering whether insurance was necessary as if we are mostly in UK water any serious medical stuff would probably involved being winched off to the NHS. But in Irish waters, with possibly unclear EHIC arrangements by then, maybe I should get cover and if so who would you recommend?
    I don't think many race crew have insurance. Especially not for UK based races.
    The only insurance company I've ever come across that offers personal insurance for sailors is Dogtag, though it's not something I've really looked into.
    You never know, I might be right!

  3. #3
    Join Date
    Jan 2005
    Location
    West of Scotland
    Posts
    2,982

    Default Re: Fastnet - Crew Insurance

    Is it covered by the race insurance that the boat must have? Does third party insurance cover a crew member or just people/things on other boats?

  4. #4
    Join Date
    May 2010
    Location
    Dublin
    Posts
    1,804

    Default Re: Fastnet - Crew Insurance

    Quote Originally Posted by Rosie1963 View Post
    I am crewing for the Fastnet. I am not usually a racer so I dont have ongoing racing insurance. I was wondering whether insurance was necessary as if we are mostly in UK water any serious medical stuff would probably involved being winched off to the NHS. But in Irish waters, with possibly unclear EHIC arrangements by then, maybe I should get cover and if so who would you recommend?
    Interesting question. Are you paying for a slot on a commercial enterprise or going shared costs on private boat? Different rules and considerations apply.

  5. #5
    Join Date
    Nov 2009
    Location
    Wetherby
    Posts
    1,285

    Default Re: Fastnet - Crew Insurance

    I got one off crew insurance for the RORC Caribbean from Sportscoverdirect . This was sold as a top up for normal travel insurance. They seem to cover most sort of sporting activities including offshore yacht racing. Google or call them on 01494 484800. (I am not connected to them other than being a customer. )
    Do everyone a favour - Smile !

  6. #6
    Join Date
    Sep 2016
    Posts
    297

    Default Re: Fastnet - Crew Insurance

    I make no comment on whether personal insurance is necessary, but if you feel it is then (UK) Austrian Alpine Club membership might work for you. It covers rescue/evacuation/repatriation expenses for leisure activities within Europe, at very reasonable prices. I have it for climbing but reading the fine print it mentions "aquatic activities", and unless you plan to enter the arctic circle I cannot see any direct exclusions. No idea how international waters would be treated though...

  7. #7
    Join Date
    Jan 2009
    Location
    Solent
    Posts
    195

    Default Re: Fastnet - Crew Insurance

    i would check out what insurance the boat has and see if you need to top up.
    If you are doing RORC qualifying races you may end up getting winched off to France not the UK.
    Topsail does an annual policy that covers sailing - medical, french coast guard fees etc

  8. #8
    Join Date
    May 2018
    Posts
    23

    Default Re: Fastnet - Crew Insurance

    Hi Rosie,
    I think the best thing to do is see what insurance the yacht has that you are racing on... it would always be prudent/responsible to ask the owner/skipper to just give you a summary of what they have.
    If you are however doing some more races, like a rorc season , then it may be worth getting standalone cover - Sailors Insured is one brand I know of, and is run by Pete Cummings. They are pretty transparent about their prices and cover on the website, so worth a look!

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Latest YBW News

Find Boats For Sale

to
to