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  1. #61
    Join Date
    Aug 2011
    Location
    On the Celtic Fringe
    Posts
    14,518

    Default Re: Boat value relative to personal worth.

    Quote Originally Posted by Irish Rover View Post
    There's a thread ongoing on Trawler Forum about the typical relationship between boat value and personal net worth. There's mention of 5% as a guide figure but, in the main, contributors argue there's no typical relationship. Things are a bit different in the North America of course because of the high proportion of owners who borrow to buy. I'd imagine very few in Western Europe borrow to buy. What do forumites think? Is there a typical relationship between the two or even a perceived sensible target percentage?
    It must be the middle of winter and people have too much time on their hands
    Cynical Scottish very nearly retired engineer who sails a Gib'Sea 96.

  2. #62
    Join Date
    Oct 2002
    Location
    Plymouth
    Posts
    8,784

    Default Re: Boat value relative to personal worth.

    Quote Originally Posted by Blue Sunray View Post
    I suspect that some of the drivers for the moves to MoBo for the "£350-600k ... mid/late-twenties finance worker and over the years both capital and salaries mount up." are:

    • a lot of these types are time poor (or at least perceive themselves to be) MoBos are seen as more convenient timewise on a number of levels;
    • sailing is seen as an 'old white man's' hobby, (just look at the attitudes displayed by many who post on here and the PBO forum (let alone in the lounge), that are noticeably absent on the MoBo forum) many of these types are none or only a subset of the three and do not wish to be so associated;
    • participation in amateur competitive sport is falling across the board (qv the recent RYA lectures on the future of clubs), this obviously has an impact on numbers who might get into racing sailing.


    Best rest your flapping mouth dewdrop.











    Father Christmas is an old white dude.

  3. #63
    Join Date
    Jul 2015
    Posts
    1,778

    Default Re: Boat value relative to personal worth.

    Quote Originally Posted by doug748 View Post
    Best rest your flapping mouth dewdrop.











    Father Christmas is an old white dude.
    Try again in English.

  4. #64
    Join Date
    Feb 2006
    Posts
    2,884

    Default Re: Boat value relative to personal worth.

    Quote Originally Posted by doug748 View Post
    Best rest your flapping mouth dewdrop.

    Father Christmas is an old white dude.
    I had to turn to the urban dictionary to find what could be meant by dewdrop. In your context it is rather offensive and not what we should find on this forum. Can you withdraw the comment or remove yourself to the Lounge?

  5. #65
    Join Date
    Oct 2002
    Location
    Plymouth
    Posts
    8,784

    Default Re: Boat value relative to personal worth.

    Brilliant work, I think that's great. Particularly since I looked up Dewdrop in order to clear it. Top stuff.


    The boring truth is that I made it up. Not wanting to reflect the whining tone and casual prejudice that Blue Sunray seems to go in for, I would never use the dreadful – Snowflake.
    So I invented the whole line to sound a bit sinister - The better to contrast with the silly punch line.

    I thought it was rather good.


    Quote Originally Posted by Blue Sunray View Post
    Try again in English.

    For the slower intellectual movers:

    If you bad mouth Santa as a rich, white, old , establishment guy.......

    Do not be surprised if you don't get your train set and there are tears on Christmas morning.

    It's what the fleet of mind call a joke.
    But with overtones for you to work on.

  6. #66
    Join Date
    Oct 2012
    Location
    Southminster, essex
    Posts
    9,611

    Default Re: Boat value relative to personal worth.

    Quote Originally Posted by doug748 View Post
    For the slower intellectual movers:

    It's what the fleet of mind call a joke.
    .
    A joke? Really??
    It is all down to the fact that my wife does not understand me !!

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