For those that haven't been able to keep up with the thread in the lounge where I hid a post yours truly would like to let everyone know that the result of a job interview on Monday 2nd November 2009, is in. As of Monday 9th November I return to a position of employment, for the first time in oh so too long.
I got a full time job at last
Maybe now things can start moving forward at last, anyone know what anti foul is best so I can buy some
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Eat recycled food, it's good for the environment and not too bad for you
For those that haven't been able to keep up with the thread in the lounge where I hid a post yours truly would like to let everyone know that the result of a job interview on Monday 2nd November 2009, is in. As of Monday 9th November I return to a position of employment, for the first time in oh so too long.
I got a full time job at last
Maybe now things can start moving forward at last, anyone know what anti foul is best so I can buy some
Well done Dave, you deserve it. You have kept a cheerfull disposition and have always gone out of your way to help others despite, obviously, feeling low at times.
I will raise a glass to you in celebration.
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I spent most of my money on boats and women; the rest I wasted
.. Hope you manage to find some time for SAILING ..
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There must be hundreds of sailors waiting for the dawn of a new day and as many watching the sunset on one departing .. Happy Sailing wherever you are ...
Thanks for the good wishes everyone, much appreciated. Contract now in hand too, so I'm in need of some pension advice if anyone knows someone that's a bit clued up on this please shout. They offer a non contributory stake holder pension, but I have a small pension from RAF and Police days, so not sure how it works
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Eat recycled food, it's good for the environment and not too bad for you
Thanks for the good wishes everyone, much appreciated. Contract now in hand too, so I'm in need of some pension advice if anyone knows someone that's a bit clued up on this please shout. They offer a non contributory stake holder pension, but I have a small pension from RAF and Police days, so not sure how it works
No reason why you can't join this employer's pension scheme, nevertheless. Your new employer is effectively saying "Let us give you some extra money"; so it's rude to turn them down .
Depending how "small" your police and RAF pensions may be, you might also want to investigate making Additional Voluntary Contributions into your new employer's scheme (which will qualify for tax relief), to boost your pension.
I shouldn't really be saying any of this, as I'm not an IFA, but what the Hell....
Not sure if it would be possible to combine the two, so something like add the pension I already have to the one on offer, if you see what I mean
Might be tricky. Your existing pensions will quite likely be contracted-out of SERPS/SSP (please don't ask me what this means - you'll regret it ) which means they will be incompatible with a stakeholder plan, which will almost certainly be a Group Personal Pension arrangement and hence contracted-in.
However, in my view there's a lot to be said for having your pension arrangements in several different "baskets" - as anyone who gave all their retirement savings to Equitable Life will tell you.
It's just possible, given that they are Public Sector pension schemes, that you'll be able to use your stakeholder fund to buy extra pension in either the Police or RAF schemes when you come to retire; it might be worth writing to the Administrators of both schemes, to find out if that's a possibility. This may not give you the maximum amount of pension per pound, however, so you should also see what your fund will buy on the Open Market, at the time you retire. There are several ways of doing this and, if your new employer's scheme is halfway decent, they should provide access to some kind of market comparison service when you take your pension.
They offer a non contributory stake holder pension, but I have a small pension from RAF and Police days, so not sure how it works
Some comments above seem to have misread what you say. If a company does not have their own pension scheme then they must offer employees the opportunity to pay into a stakeholder pension. This is just a private policy in the employees name. Premiums payable by you are deducted from salary each month by the employer and paid over to an insurance company. If you leave the policy goes with you and you can keep paying in.
It may also be that they will contribute to the stakeholder pension too. So is this non-contributory by them or by you? Are they stating the percentage that they will pay? I don't think there is enough information given here to make this clear or for advice to be given.
I think that time spent with an IFA would be valuable. He will know what is being offered and the best thing to be done with your existing pensions.
Very local as it happens, door to door in ten to fifteen minutes and one of the few companies in the area that's expanding. Just bought out a major London company too, only real downside is time off as they only shut down on Xmas day. Twenty four seven other than that. One week of day shift done, night shift next week, then they increase from four twelve hour shifts to six per week in a few weeks. My feet have been knackered after the past few days, never done so much walking
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Eat recycled food, it's good for the environment and not too bad for you
Changing times
yours truly would like to let everyone know that the result of a job interview on Monday 2nd November 2009, is in. As of Monday 9th November I return to a position of employment, for the first time in oh so too long. 
bleedin pooters are controlled from Holland though 
)
Congratulations
Hybrid Mode
