Bavaria 33 Cruiser

[Cardo]

I've seen these advertised in this month's PBO. A brand new 33 footer can be had for £54,900 according to the ad.

I've just done a quick check, and I could get a 10 year marine mortgage for £60k with a £12k deposit. Somewhat hefty APR of 8.2% typical and monthly payments of £582.37 on a £48k loan. If I was going to buy this boat to live on, I would be able to pay this price for the boat.

Now to my questions:

1) Anyone know the Bavaria range? Are they decent boats?

2) The standard equipment says it has cold water, I believe. Would I be able to ask for the boat with both hot and cold water? And what about a shower in the heads?

3) Similar to previous, what about heating? Could I ask the manufacturer to make the boat with heating built in?

4) How crazy is this idea?

Cheers!