Thanks for the link, Vic. You are, as usual, absolutely right; except where an Admiralty warrant is issued for a special ensign.  In that case, I am told, the club burgee HAS to be the senior flag. Now if flying a courtesy Ensign in foreign waters this may get you into trouble as many countries REQUIRE their courtsey Ensign to be top of the hoist, moving it below the burgee is an insult to their country and may not be taken lightly. That is why I was advised to wear the burgee at the masthead.
The conventions vary from country to country and it is difficult (impossible?) to know them all. Most people don't give a damn, but it is another traditon ridden aspect of our amazing hobby that you can investigate or ignore as you wish. I find it an interesting link to history, but have a lot to learn, sadly, as usual!
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