This is a very intersting one (for us) .. ie - the manner in which I have been accustomed"..
I submit, that that they may limit things, jeeeeez, dont get me wrong.. i am not an expert, just doing 'it'...
but, imhe.. the things you list are oft the things you gladly do without.. and, keep you from doing what you want to do in the first place.
so, what things that you have do you NEED to be happy. - I USED to need 4 k a month in my hand and Jaynes wage.. now delerious on 500 squids. ... dont MISS anything..
WHAT do you expect or need in your current thinking.. ?
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