Our boat insurance guide tells you how to value your boat, get a survey, make a claim, uncover premiums and get a quote

A motor yacht following a hurricane

As a boat owner, the last thing on your mind when you set sail is that you might need to make an insurance claim. Here's how to prepare for the…

About Pantaenius

Pantaenius has been arranging insurance cover since 1899 and has grown into a world class enterprise.

Boat insurance guide

Go for the cheapest and hope you don't need to claim, or go for the most expensive because that must be the best? Or take a more logical approach with…

Storm damaged boat

What to bear in mind if you need to make a claim and why insurers make use of the dreaded loss adjuster.

Boat on fire

If premiums differ between two insurers - unless one of them is making far more profit or benefits from economies of scale - then the events covered or how much…

Boat insurance survey

A detailed survey helps your insurer assess the risk and might lead to a lower premium. But don't expect them to pay up for things that are missed.


Boats vary so much in condition that the valuation will be generally down to you. So is it important to get it right? And what are the consequences of over-estimating?

pantaenius buoy

There's a point at which a bookmaker decides to accept a bet - he determines what the odds are against something happening. An insurer does roughly the same.